WE CAN HELP YOU to             

Consider all the options (more than 100) before you develop your personal Lifestyle Retirement Plan(LRP); Then coach you in drawing up your LRP; and help you determine the issues that are the highest priority to you personally.

Third Age Options (3ao)recognises that financial issues are often the most important issues but a Financial Plan by itself is NOT A COMPLETE RETIREMENT PLAN.

Lifestyle Retirement Plan + Financial Plan = a Complete Third Age (Retirement) Plan (c)

“ Satisfaction is markedly greater when one can plan one’s retirement. Specifically, the longer one has to plan one’s retirement, the higher will be his or her satisfaction and happiness.” (Williamson, Rinehart and Blank. Early Retirement. Plennum Press, New York, 1992 p.262)

One of life’s great transitions is the transition into retirement. Like other transitions in life it needs careful planning. The options that may be available include:

Option 1 - Not to retire                       
Option 2 - To retire but work part time;
Option 3 - To retire from paid work altogether; or
Option 4 - Do what you want to do, when you want to do it.

All four options need careful planning. Your life partner should be an important consideration and should be included in the planning process. This will ensure a more satisfying relationship in retirement so that a couple experiences a more “fulfilling lifestyle retirement transition” and a happier, more contented retirement.

If option 1 is decided upon one should plan for a future retirement date. Should option 2 be relevant then plan for the time when part time work ceases. If option 3 is applicable then planning should commence NOW!!. Option 4 needs careful planning to meet competing retirement objectives.