Frequently asked questions (FAQ).

Q. Change to “ How long can I expect to live?

A.If you are healthy at age 65 you have a good chance of living until you are at least 84 years of age.

Q. Provide me with some examples of Lifestyle Retirement Issues?

A. Legal issues comprise more than 20 sub-issues such as ‘Advanced Health Directive; Testamentary Trust.
Health issues encompass more than a dozen sub-issues including mental and physical health sub-issues.
Use of time after the retirement honeymoon period is over.
Apprehensions, Concerns and Fears that arise as we age

Q. How long can I be expected to live?

A. Australian Life Tables provide the answer.

Q.I drew up my own Will. Is that OK?

A.I advise you to have it checked by a competent Lawyer.

Q.My partner is worried about me being ‘under her feet’ when I retire.
Is this much of a problem?

A.It can be. Most pre-retirees need advice on post retirement changes in
relationship issues, I suggest you raise this matter for discussion.

Q. What if I don't have professional advisers?

A. 3AO is a member of the retirement lifestyle professionals group inc (RLPG);

 
     
     
 

What We Do
3AO

     
 

3aoptions purpose -
Information on how Third Age Options works and how it can work for you

 
     

COACHING -
Pre-retirees and retirees are coached to enjoy a fulfilling lifestyle retirement transition and a happy and contented retirement.

Coaching is provided to empower clients to draw up a personal lifestyle retirement plan having considered the many options(more than 100) available to them.

Coaching is available 1 on 1; by telephone or by email or any combination of the three options.

Please note that clients need to have a disciplined approach to completing their within 7x1 hour sessions.

WORKBOOK -
A self paced workbook is available for persons possessing the necessary discipline to work at their own pace and to complete the task of drawing up a personal lifestyle retirement plan by following directions within the workbook.

TRAINING -
Third Age Options offers training and professional development programs from - The Third Age Coaching Academy (Select Third Age Coaching)

INDIVIDUALS and COUPLES -
The 100 plus issues that should be considered before the development of a cogent retirement Plan; the prime personal issues are identified and the level of knowledge and priorities determined; individuals or couples in the detailed planning needed to ensure appropriate emphasis is placed on the issue within the plan and the “what ifs”. For example caring for a disabled child.

CORPORATIONS - individuals or groups of employees (often those due for retirement within the next five to ten years) are provided with group training covering the common issues of retirement planning and outlining the process. Individuals may then elect to undertake individual retirement planning Coaching or, together with their respective partners, work together as a couple in developing their personal 3rd Age (retirement) plan as outlined above.

FINANCIAL PLANNERS and INVESTMENT ADVISERS -
we encourage financial planners and investment advisers to ‘add value’ to the services offered to their clientele and prospective clients by unambiguously illustrating that they have a ‘client first’ approach to financial planning in making holistic retirement planning available to their client base, within a seminar situation.

Inquire about 3ao’s professional consortium approach.

Recent Notices:

The Third Intergovernmental Report( IGR 3) states: Despite the natural increase of the population and steady migration contributing to a total Australian population of 36 million by 2050,it is forecast that the proportion of Australians aged 65 and over is expected to almost double to 23% by the middle of the century. This … implies that the numbers of working-age people to fiscally support the aged will decline significantly

The Australian Breau of Statistics projections show that between 2031 and 2051 baby
Boomers could swell the population of people aged 85 and over by 740,000 or 3.7% of our 2004 population of 20 million.

 
     
     
 

Financial Advisers and Planners Professional Development Programs

Basic ½ day program for planners wanting to know the basics of lifestyle retirement planning but wish to outsource the service.
Intermediate full day program for  planners wishing to conduct the initial consultation to determine the need and outsource the service.
Advanced 3 day program for planners wishing to be certified in lifestyle retirement planning with view to advertising complete retirement planning or holistic financial planning.

Graduate comments:
“Great information and good interaction with participants. Well done”
“Congratulations for getting started. You have an excellent product”
“Appreciated the genuineness of presenters.”

 
     
     
 

UpComing Events

Professional development Program for Financial planners and Advisers

Basic and Intermediate program
Brisbane - 19 April 2010 Sydney - 2 August 2010 Melbourne - 4 October 2010

Advanced Program
Brisbane - 19-21 April 2010 Sydney - 2-4 August 2010 Melbourne - 4-6 October 2020

Coaches (Life, Career and Executive coaches)  
Brisbane - 12-14 April 2010 Sydney - 1 May  2-3 June

Retirement Industry Professionals
Lawyers, Accountants, Psychologists & HR professionals     Brisbane      12-14 July 2010

Please email inquiries to:  alan_greig@bigpond.com